1. DO YOU HAVE LAND?
An ADU may be constructed on a property alongside a primary residence (a dwelling that’s an accessory to the main residence), or it can be built on a piece of vacant land as a primary residence.
A traditional ADU, built adjacent to a home, is most often used as a rental income property or as housing for a family member.
In any case, you should determine the size of the available land and whether or not an ADU will fit on the property in question.
2. ARE YOU ZONED FOR AN ADU?
Zoning regulations and restrictions can vary by city, community and/or neighborhood. In some cases, like California, ADUs are widely permitted, but almost everywhere else, zoning is determined locally.
URBANEER® recommends researching your zoning directly with your local building/zoning department. In most cases, zoning information can be found on a city’s website. If it’s not easy to find, reach out to your local building department, which should be able to advise based on your address or parcel number.
3. HAVE YOU SECURED FINANCING?
ADU financing can be a bit more complex than a traditional mortgage, since it is a relatively new lending category, and lending rules can vary by state.
URBANEER suggests working with a lender that has ADU-financing experience. If you don’t yet have a lender, we can connect you with one of our lending ADU partners, to evaluate the financing options that are best for you.
Ready to Take the Next Steps?
Contact URBANEER® for information, floorplan availability and zoning rules in your area.